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Personal Loan

A Loan through Meenakshi Associates for Your Each & Every Possibility

A personal loan is one type of unsecured loan and enables you to meet all your financial requirements. Normally at the time of availing a personal loan, you don’t need to pledge any security or collateral. And the lender provides you the loan amount with the flexibility to use the money as per your requirement. It is just like one complete solution for managing all your dreams, whether that is your travel cost, wedding expenses, the medical expenses, renovation of your home, debt consolidation and many more.  

Boost your chance of being approved

Meenakshi Associates provides you the tips that can enhance your chances of being approved of your personal loan.

Think it and Make it Done

You think of your loan and Meenakshi Associates makes you to set a loan Instantly.

Loan Calculator

CHOOSE A TYPE OF CALCULATOR
₹5,000₹250,000
1284
mo
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Estimated Monthly Payments

₹416.67

₹10,000₹250,000
1100
year
0.00%100.00%
%

Estimated Monthly Payments

₹416.67

A personal loan is not secured against any asset unlike a home or car loan. Since it is an unsecured loan and the borrower can’t put up collateral like gold or any other property to avail it.  But because of high risk, while sanctioning, the interest rate on the personal loan is higher than home, car or gold loan.  

The Purpose of the Personal Loan

The money associated with a personal loan can be used for any personal financial requirement and the bank will not interfere with it. it maybe renovating your home, marriage expenses, a vacation tour, your child’s education, purchasing any latest electronic gadgets or any home appliances, medical expenses or any other emergencies.   

Eligibility Criteria

Eligibility Criteria

The general criteria include your age, income, occupation, the capability to repay the loan amount and place of residence.

Impact of Credit Score

Impact of Credit Score

A higher credit score shows that you have a good record in terms of loans.